Leads Criteria

LEADS CRITERIA

Please note, below are the standard criteria we use to generate our Double Verified Live Call Transfers and Call verified Batch Leads. Although we try to cover most of the parameters, we are still flexible enough to make necessary changes as per your requirements . We offer 100% Exclusivity guarantee and 100% replacement guarantee with all out leads. Secondly all our Live Calls come with 3 Minute Buffer Time. Any call which does not even last for 3 minutes , would be replaced on the same day.Please call us or chat with us for more information :

Please Note : We have not mentioned all the Lead Criteria here because we work on custom filters for them. When you call , you can request yur custom criteria and we will be more than happy to follow those as our primary filters for lead generation. We prepare custom scripts and make sure that you get what you need.


Loan Modification Standard Parameters :

  • Min Loan Amount: $150,000 and above.
  • Must be interested in saving his house.
  • Must be At least 1 Month late on Monthly Mortgage Payments.
  • Monthly Payments less than 33% of the total gross income.
  • Must have time and willing to speak with Loan Modification specialist regarding the same.
  • 100% Exclusivity Guarantee, should not be speaking/working with any other company.
  • 100% Replacement guarantee | 3 Minute Buffer Time

Mortgage Refinance Standard Parameters :

  • Must have time and be willing to listen to Loan Officers refinance offer.
  • Must be home-owner / borrower / co-borrower / authorized decision maker.
  • 90% or lower CLTV.
  • Min Loan Amount: $150,000 or higher.
  • Min Interest Rate: 5 %( Fixed) or higher | 4.5 %( Adjustable) or higher.
  • All interest rates qualify on cash-out refinance (cash out amount must be at least 10k).
  • Should not be currently in bankruptcy, forbearance or foreclosure.
  • Mid FICO Score should not be below 620.
  • Not refinanced within the last 12 months |No Bankruptcy or Foreclosure in the last 12 months.
  • Accepted Property Types :- Single Family houses. No mobile or manufactured homes.
  • 100% Exclusivity Guarantee, should not be speaking/working with any other company.
  • 100% Replacement guarantee | 3 Minute Buffer Time

F.H.A Standard Parameters : As per the pre-set FHA guidelines

IRS TAX Resolution leads Standard Parameters :

  • Must have time and be willing to listen toTax resolution specialist's offer.
  • Taxes should be on the client's name
  • Must be interested in IRS Tax resolution program.
  • Pending Tax ( Federal | State) amount should be more than $10000.
  • Must not be under any payment plan with the IRS.
  • Should be behind on the taxes with a possibility of Lien.
  • Must be employed with over $2000 income per month.
  • 100% Exclusivity Guarantee, should not be speaking/working with any other company.
  • 100% Replacement guarantee | 3 Minute Buffer Time

Debt Settlement Standard Parameters :

  • Minimum Unsecured Debt (Credit cards)Amount: $10,000 or higher.
  • Must be struggling with the Monthly Payments | Hardship situation and interested in a debt settlement program.
  • Can afford at least 2% as monthly paymentof the toal debt amount.
  • Must have a proper income source | Not unemployed.
  • Unsecured debts include - Credit Card debts, Unsecured Personal Loan.
  • 100% Exclusivity Guarantee, should not be speaking/working with any other company.
  • 100% Replacement guarantee | 3 Minute Buffer Time

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About Zythum Infosys

We proudly believe in all the leads that we generate because of the quality we generate. We are currently generating Debt Settlement Live Transfers, Loan modification exclusive leads, Mortgage refinance hot inbound calls along with IRS Tax, bankruptcy , credit repair , Debt Consolidation leads.

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