Leads Criteria

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Real Time Leads

  • Must have time and be willing to listen to Loan Officers refinance offer.
  • Must be home-owner / borrower / co-borrower / authorized decision maker.
  • 85% or lower CLTV.
  • Min Loan Amount: $150,000 or higher.
  • Min Interest Rate: 5 %( Fixed) or higher | 4.5 %( Adjustable) or higher.
  • All interest rates qualify on cash-out refinance (cash out amount must be at least 10k).
  • Should not be currently in bankruptcy, forbearance or foreclosure, Payday Loan Leads.
  • Mid FICO Score should not be below 620.
  • Not refinanced within the last 12 months |No Bankruptcy or Foreclosure in the last 12 months.
  • Accepted Property Types :- Single Family houses. No mobile or manufactured homes.
  • 100% Exclusivity Guarantee, should not be speaking/working with any other company.
  • 100% Replacement guarantee.